Banking & Compliance Knowledge Hub

A conceptual and practical guide to modern banking data architecture — from raw legacy sources to governed, AI-queryable knowledge layers.

Data Governance Regulatory Compliance Knowledge Graphs Semantic Layer AI Agents Data Contracts Context Engineering

From Legacy Chaos to Governed Intelligence

A bank holds petabytes of customer data spread across mainframes, EDWs, and reporting databases — yet cannot answer the question "What is a customer's total financial exposure?" in real time. This hub explains every concept, pattern, and technology needed to go from that chaos to a clean, auditable, AI-queryable knowledge layer — then shows you how the demo implements each piece.

Concept Pages

Choose a Topic

Each page covers What · How · Why · Where · Importance for one pillar of modern banking data architecture.

Foundation

Data Governance

Ownership, stewardship, policies, and cataloging — the backbone that makes all other layers trustworthy.

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Regulatory

Banking Compliance

Basel III, GDPR, AML, KYC — what regulators require and how data architecture enables auditability.

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Reliability

Data Contracts

Schema agreements, SLA commitments, and quality rules that make producer–consumer trust explicit.

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Relationships

Knowledge Graphs

Graph databases connecting customers, accounts, loans, and branches — enabling relationship-based queries.

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Meaning

Semantic Layer & Ontologies

Business glossaries, ontologies, and semantic models that translate technical data into business meaning.

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AI Readiness

Context Engineering

Curating and serving rich context to AI agents — the discipline that determines how well AI understands your data.

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Intelligence

AI Agents in Banking

Natural language to Cypher, RAG over knowledge graphs, and agentic workflows for banking queries.

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Hands-On

Demo Implementation

How every concept maps to a running local demo — Docker, dbt, Neo4j, Ollama, Great Expectations, and more.

The Full Stack, Layer by Layer

Follow data from ingestion through to AI consumption.

🖼 Ingestion — Legacy Estate

PostgreSQL (core banking / Finacle), MySQL (DW EOD snapshot), SQLite (MIS reporting). Raw, inconsistent, siloed.

🔍 Discovery — Metadata Catalog

OpenMetadata scans all three databases: tables, columns, row counts, lineage. Produces a unified technical catalog.

✓ Quality — Profiling & Contracts

Great Expectations profiles data (nulls, distributions, anomalies). YAML contracts enforce schema, freshness SLA, and quality rules.

📊 Semantics — dbt Semantic Models

dbt staging + mart models. customer_360 mart joins accounts and loans; computes portfolio_at_risk and total_exposure.

🔁 Knowledge Graph — Neo4j

1 000 customers, 1 000 accounts, 500 loans, and branches loaded as nodes. Relationships: OWNS, HELD_AT, DISBURSED_AT.

📜 Ontology — RDFLib

OWL class hierarchy (BankAccount → SavingsAccount / LoanAccount) with GDPR policy annotations and data sensitivity tags.

🤖 AI Agent — Ollama + Cypher

Natural language question → Ollama generates Cypher → Neo4j executes → answer with provenance returned to the user.

🔧 Start the Demo

Ready to run it locally?

Go to the Implementation page for exact commands: docker compose uppython generate_data.pydbt runpython load_graph.pypython agent.py. The full walkthrough maps each step to its concept page.